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Global Themes. Choose from 9 themes built by Telegram designers for your entire app – each with a Day and Night mode, colorful animated background, and gradient message bubbles.

Like all themes, you can personalize these to change colors or pick a different pattern. For more custom settings, tap Chat Themes on iOS or Browse Themes on Android to edit and share your creations.



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Global Themes. Choose from 9 themes built by Telegram designers for your entire app – each with a Day and Night mode, colorful animated background, and gradient message bubbles.

Like all themes, you can personalize these to change colors or pick a different pattern. For more custom settings, tap Chat Themes on iOS or Browse Themes on Android to edit and share your creations.

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How to Use Bitcoin?

n the U.S. people generally use Bitcoin as an alternative investment, helping diversify a portfolio apart from stocks and bonds. You can also use Bitcoin to make purchases, but the number of vendors that accept the cryptocurrency is still limited. Big companies that accept Bitcoin include Overstock, AT&T and Twitch. You may also find that some small local retailers or certain websites take Bitcoin, but you’ll have to do some digging. That said, PayPal has announced that it will enable cryptocurrency as a funding source for purchases this year, financing purchases by automatically converting crypto holdings to fiat currency for users. “They have 346 million users and they’re connected to 26 million merchants,” says Spencer Montgomery, founder of Uinta Crypto Consulting. “It’s huge.”

The S&P 500 slumped 1.8% on Monday and Tuesday, thanks to China Evergrande, the Chinese property company that looks like it is ready to default on its more-than $300 billion in debt. Cries of the next Lehman Brothers—or maybe the next Silverado?—echoed through the canyons of Wall Street as investors prepared for the worst.

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